Refinancing with your property as collateral

Refinancing with your property as collateral gives you the opportunity to get your finances on the right track, so you can use your energy and time on other things.

Norsk Refinansiering is a service for you if you wish to consolidate expensive personal loans and credit facilities with your home as collateral, even if you have been subject to debt collection procedures or have negative payment entries in your credit report.

We can help you if:


Can provide your home as collateral


Have been turned down by the bank


Have negative payment entries in your credit report/have been subject to debt collection procedures


Contact us
Banks we work with
Banks we work with

About Norsk Refinansiering

At Norsk Refinansiering, we help people with a difficult personal finance situation to start again through refinancing with property as collateral. We make it easier for you so that you do not have to keep looking in other places.
Would you like to talk to us?

Feel free to call us on 21 00 76 30
Norsk Refinansiering AS
Trelastgata 21, 0191 Oslo
21 00 76 30
*The interest rate on loans is determined on the basis of the applicant's financial situation.

The effective interest rate according to the Norwegian Consumer Protection Authority's guidelines for the marketing of mortgages is 8,32 for a loan of 2 million over 25 years, cost NOK 2.636.545, a total of 4.636.545


Refinancing with your property as collateral

norsk refinansiering lån med betalingasanmerkning

By refinancing with your property as collateral, you can get consolidate expensive credit facilities and small loans into one large loan.

Regain control of your finances with refinancing

Have you lost control of your personal finances? Have you used new credit cards to repay old credit cards? Is it becoming increasingly difficult to pay monthly instalments and costs associated with unsecured debt? Is your debt growing unchecked? Refinancing with property as collateral can be a beneficial and temporary solution to regain control of your finances. When refinancing with property as collateral, all credit facilities and loans are consolidated into one large loan, giving you better control and lower monthly costs.

We do the work for you so that you do not have to keep looking in other places

When you apply for refinancing with property as collateral through Norsk Refinansiering, we forward your application to the five largest banks offering specialized loans, and our experienced advisers negotiate with the banks to get the best possible terms for you. We understand that it can be tiresome gathering information about existing debt and income, and therefore want to simplify the process as much as possible for you. You make one application - and we do the rest of the work. The service is completely non-binding and free of charge for you as the applicant.

Frequently asked questions about refinancing

What is the application process for refinancing? 
What interest rate will I have when refinancing? 
What are the benefits of refinancing?
Who can apply for refinancing? 
How do I apply for refinancing? 
How much does refinancing cost?
What is the difference between a personal loan and refinancing?
What happens after refinancing when the loan is paid out?
Why should I apply for refinancing with property as collateral?

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